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Shop now. Pay later. Always interest-free.
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Your purchase will be split into 4 payments, payable every 2 weeks
All you need to appply is to have a debit or credit card, to be over 18 years of age, and to be a resident of Australia.
Late fees and additional eligibility criteria apply. The first payment may be due at the time of purchase. For complete terms visit afterpay.com/en-AU/terms.
Choose the buy now, pay later account that suits you best.
Up to $1,000
Interest free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
Interest free always1
Flexible repayments
No establishment fee
$9.95 monthly account fee
Pay your statement closing balance, in full, by the due date and we'll waive the fee.
Tap to pay everywhere Visa is accepted**
Up to $1,000
Bigger purchases
For buying that road bike, new sofa or renovating your home.
Interest free for first 3 months1
Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard annual rate 25.9%.
Flexible repayments
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
One-off establishment fee
A one-off establishment fee may apply for new customers.
$9.95 monthly account fee
Waived if you have nothing owing.
Interest free instalment plans2
For purchases over $300 we'll automatically set you up to repay in equal instalments to help you avoid interest charges.
Minimum monthly repayments are required. A monthly account fee of $7.95 applies andis subject to change. Pay your closing balance in full by the due date each month and wellwaive the fee. Available to approved applicants only and subject to completion of satisfactoryc redit check. Other charges may be payable. T&Cs apply.
Available to approved applicants only and subject to completion of satisfactory credit check upon application. Instalment plan splits eligible purchases of $300 and above into equal repayments within the interest free period. Eligible purchase excludes Zip bills and gift cards. A monthly account fee of $7.95 applies and a one off establishment fee may apply for new customers. Additional charges may apply, see T&Cs. Under the contract, minimum monthly repayments are required. If you turn off instalments, all future transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 May 2023. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).
